Transportation and trucking companies face unique workers comp challenges. A common misconception: commercial auto covers driver injuries. It does not. Workers comp is what pays employee medical bills and lost wages when a driver is hurt on the job. Commercial auto covers vehicle damage and third-party liability only.
Common Claims in Transportation
Driver injuries from accidents top the list. Loading and unloading injuries including back strains, falls, and equipment accidents are extremely common. Delivery drivers also face dog bites, slips on customer property, and weather-related falls.
Class Codes Matter
Long-haul trucking, local delivery, passenger transport, and freight handling all carry different class codes and rates. Getting your employees in the right code is essential to avoid overpaying.
Get a Free Quote
Comp Matters Inc. writes workers comp for transportation companies across the East Coast. Call (631) 248-2500 today.
Recent Comments