Workers Comp & Homeowners Insurance — Done Right
Tricia Baratta is a former Travelers Insurance claims specialist turned independent agent. She knows exactly how insurance companies think — and she uses that to protect Long Island businesses and homeowners.
Our Two Core Specialties
Thirty years of experience focused on the coverage Long Island businesses and homeowners need most.
Workers Compensation Insurance
Tricia spent 17 years as a workers’ comp claims specialist — handling' comp claims at Travelers before going independent. She knows the workers’ comp system from the inside — and uses that to protect Long Island businesses from overpaying.
- Employee classification reviews
- Full audit representation
- Experience modification (EMR) analysis
- Free workers' comp policy review
Homeowners Insurance
Long Island's coastal market is unlike anywhere else. Tricia specializes in homeowners and flood insurance for South Shore properties and communities where standard carriers fall short.
- Coastal & South Shore specialists
- Flood insurance placement
- Replacement cost reviews
- Free homeowners policy review
Insurance Services for Long Island
Click any service below to learn more
Workers Compensation
Audit representation & policy reviews for NY businesses
Homeowners Insurance
Coverage for Long Island & South Shore properties
Flood Insurance
NFIP & private flood coverage for Nassau & Suffolk County
Auto Insurance
Personal & commercial auto coverage on Long Island
Commercial Insurance
Business policies for Long Island companies
Life Insurance
Protect your family's financial future
Health Insurance
Individual & family health plans in New York
Why Long Island Trusts Comp Matters
Tricia Baratta isn't just an insurance agent — she spent 17 years on the other side of the desk as a workers’ comp claims specialist at Travelers Insurance.
Insider Audit Knowledge
17 years as a workers’ comp claims specialist — handling' comp at Travelers. Tricia knows the workers’ comp system from the inside — and uses that to protect her clients.
Long Island Local
Based in Bayport, NY. Tricia lives and works on Long Island and knows its carriers, flood zones, and coastal risks better than anyone.
Free Policy Reviews
Most clients find they're overpaying or underinsured. A free review takes under an hour and could save you thousands of dollars.
Independent Agent
Not tied to any carrier. Tricia shops multiple companies to find the best coverage at the best price — she works for you, not the insurer.
Workers Compensation Insurance & Audit Help
Workers’ comp is required for virtually every New York business — and it's one of the most audited, most misunderstood policies you carry. Getting classifications, payroll, and audit prep right makes an enormous financial difference.
Tricia spent 17 years as a workers’ comp claims specialist at Travelers Insurance before going independent. She now uses that insider knowledge to protect Long Island businesses from overpaying.
- Employee classification reviews — are you paying the right rate?
- Experience modification (EMR) analysis and dispute support
- Full audit representation — Tricia handles it for you
- Free workers’ comp policy review for any NY business
at Travelers Insurance
serving Long Island & New York
Homeowners Insurance for Long Island
Long Island homeowners face insurance challenges most of the country doesn't — coastal storms, FEMA flood zones, sky-high rebuilding costs, and carriers pulling out of South Shore communities. It's a complicated market.
Tricia knows which carriers write coastal policies, how to make sure your coverage reflects today's real rebuilding costs, and how to get you the right flood protection — all in one free review.
- Free homeowners policy review — most clients save money
- South Shore and coastal property specialists
- Flood insurance for Nassau and Suffolk County
- Multiple carrier quotes — not locked into one option
Common Questions
Quick answers to what Long Island homeowners and business owners ask most.
Ready to Stop Overpaying?
Whether you're a Long Island business owner dealing with workers’ comp audits or a homeowner who hasn't reviewed your policy in years — a free call with Tricia takes less than an hour and could save you thousands.
No pressure. No obligation. Just 30+ years of expertise working for you.
Or Send Us a Message
“You don’t work a 9am to 5pm Monday through Friday. Nor do I. I am easily reached and “no time is a bad time”. You won’t get a recording at 5:05pm that the office is closed.”