New Hampshire requires employers to carry workers compensation insurance. With no state income tax and a growing business environment, New Hampshire employers still face mandatory workers comp obligations as soon as they hire their first employee.
New Hampshire Workers Comp Requirements
New Hampshire law requires all employers with one or more employees to carry workers comp coverage. Sole proprietors with no employees are not required to cover themselves but may elect to do so. Corporate officers are automatically included unless they choose to file for exclusion. The New Hampshire Department of Labor enforces compliance.
Private Market in New Hampshire
New Hampshire operates a private insurance market for workers comp. Competitive options exist from multiple carriers, and working with an independent agent who shops the market is the best strategy for finding the most competitive rate for your industry and risk profile.
Construction Workers Comp in New Hampshire
New Hampshire has an active construction market, and workers comp enforcement on job sites is real. General contractors often require subcontractors to show proof of workers comp coverage before allowing them to work. Carrying your own policy keeps your business compliant and competitive for subcontracting opportunities.
Get a Free New Hampshire Workers Comp Quote
Comp Matters Inc. writes workers comp for New Hampshire businesses. Call (631) 248-2500 for a free quote from multiple carriers.
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