South Carolina requires employers with four or more employees to carry workers compensation insurance. Here is what Palmetto State business owners need to know about staying compliant and getting the best rate.
SC Workers Comp Requirements
The South Carolina Workers Compensation Act requires employers with four or more employees to carry coverage. Employees include full-time, part-time, and seasonal workers. Agricultural workers are generally excluded. Corporate officers count toward the employee threshold and are covered unless they elect to be excluded.
The SC Workers Compensation Commission
The South Carolina Workers Compensation Commission oversees the system and resolves disputes between employers, employees, and carriers. Uninsured employers face penalties and personal liability for injury costs.
Rates in South Carolina
South Carolina uses the standard class code and experience modifier system. Competitive private market options are available, and shopping multiple carriers through an independent agent is the best strategy for controlling your premium.
Get a Free South Carolina Workers Comp Quote
Comp Matters Inc. writes workers comp for South Carolina businesses across all industries. Call (631) 248-2500 for a free quote.
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