Massachusetts requires nearly all employers to carry workers comp insurance. One or more employees and you are covered by the mandate, including part-time workers. Sole proprietors may elect to cover themselves but are not required to.

The Department of Industrial Accidents

The DIA administers workers comp in Massachusetts, handling disputes and enforcing compliance. Employers found uninsured face significant penalties and personal liability for injury costs.

Rates in Massachusetts

Massachusetts uses class codes and experience modifiers to set premiums. The private market is competitive and shopping multiple carriers through an independent agent is the best way to find the right rate for your business.

Get a Free Quote

Comp Matters Inc. writes workers comp for Massachusetts businesses across all industries. Call (631) 248-2500 or get a free quote online.